You know, people like to pretend that they're smart and they understand all of the things in the world, but so many of us are lying. We don't get it. We don't understand why a $400 bottle of wine is better than a $12 bottle of Two Buck Chuck. It just doesn't make any sense to me. I can't taste the difference, and I have no idea how our tax system works. And literally, I'm not teasing; I'm not making this up. My accountant just got out of jail this week. We need to understand these things better, and we don't. I'll give you another example right after this.

Artificial intelligence: they say it's going to change absolutely everything, but I have a guest on my radio show this week who has proven that 96% of AI initiatives fail. We don't understand it. We don't understand how they came up with it, and I don't even think the programmers know how it works. Be cautious of AI.