EP 010: On this episode of The Retirement Success in Maine Podcast we travel to our Portland office to have a really great conversation with Charlie Dibner. Charlie is the President and Founder of Aurora Financial Group in Portland, Maine. Charlie has been in the Financial Services Industry for over four decades and we discuss with Charlie how the Financial Advice industry has evolved over time. Specifically, we wanted to discuss the following: With retirees living longer in retirement than we've seen, what types of challenges have come about that we haven't thought of? Have financial advisors adapted their practices to meet these challenges? What could the industry do better to solve these challenges? What have we figured out? Specifically in the State of Maine, do you think that those needing financial advice have different goals/attitudes/needs than those you encounter in other states? (I.e. we're a rural state, do things like geography come into play? or does our work attitudes play into how we think about retirement?)

Introduce Charlie and learn about his upbringing and background [1:45]

A conversation about Charlie’s family summer camp business, specifically the level of care needed to run the camp. [8:12]

How Charlie went from running a summer camp to a career in financial advice. [15:29]

How did Charlie actually get into the financial advice industry? [21:42]

What was the industry like when Charlie entered in the late 1970s? How did Financial Planning become a part of the industry? [27:13]

How should a Financial Advisor maximize the experience for the clients and how it all circles back to core values. [35:54]

The evolution of the financial advice industry as Charlie has seen it throughout his career. [45:01]

Forecasting the future, how does Charlie think the industry will continue to evolve? [54:35]

Ben and Curtis reflect on the conversation with Charlie. [57:48]