Many Americans don’t think about retirement until it looms in their immediate future. So ow confident are Americans that they will have enough money when they retire? And how much are they relying on Social Security and 401(k)s? When is the ideal time to withdraw from Social Security? And what can we do to increase Americans’ financial literacy? Annamaria Lusardi, Denit Trust Chair of Economics & Accountancy at the George Washington University School of Business, joins the podcast to discuss these questions and others. And later, are Americans already accepting the fact that gas prices are going to go up even higher this year?