From Buy Now Pay Later to credit cards, there's so many options when it comes to buying now and paying later. While these might seem great, and in many cases are useful tools for getting the things you need and want, getting into debt at this stage in your life doesn’t come without risk.

In this episode, George FM's Brook Gibson and ASB's David Leonard explain the tools they've used and their experiences with them.

https://www.asb.co.nz/guides/beginners-guide-to-borrowing-money.html 

https://www.asb.co.nz/banking-with-asb/smart-spending-habits.html