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You have a HELOC or variable second mortgage and you want to know if you should refinance it now. HELOCs are not what they used to be. They are no longer tax deductible for the average homeowner to start. Interest rates are still low by historic standards so they do not have the appeal they have had in the past. This podcast goes into the details of HELOCs.

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Episode Keywords:
Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.