If you’re like me, you’ve been seeing commercials for extended home warranties and wondering if they’re a good investment.  These home warranties are supposed to go beyond the coverage that you get with the usual homeowners insurance policy.  They are warranties that are offered by third party companies that will pay for repairs, and, if necessary, replacing, covered appliances and home components, such as plumbing, should problems arise.  So are home warranties a good idea? 

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