Kumiko of The Budget Mom tells you whether or not you should close your credit card after paying it off
 Episode 1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards
 Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.
 The original post is located here: https://www.thebudgetmom.com/should-you-cancel-your-credit-card-after-paying-it-off/ 
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1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2720:
Amanda Brownlow's article "5 Tips to Have a Successful No-Spend Month" offers practical strategies for reducing monthly expenses by avoiding non-essential spending. With personal anecdotes and easy-to-follow tips, Amanda guides readers through the process of planning and enjoying a no-spend month, emphasizing the benefits of saving money and enjoying simple pleasures.
Read along with the original article(s) here: https://hellobrownlow.com/2018/06/04/5-tips-to-have-a-successful-no-spend-month/
Quotes to ponder:
"Wedding season is upon us and events like birthdays and anniversaries can sneak up on us."
"I just realized how amazing the library system in our county is."
"Shopping and going out takes up a lot of time."
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2720: 5 Tips to Have a Successful No Spend Month by Amanda Brownlow of Hello Brownlow on Frugality

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2719:
Explore Helene Massicotte's incisive take on the long-term pitfalls of choosing to carry a mortgage into retirement. Massicotte argues against the common belief that having a mortgage for life is manageable or desirable, highlighting the financial and psychological freedom that comes with being mortgage-free. This episode delves into the reasons why freeing yourself from perpetual debt is not just feasible but fundamentally liberating.
Read along with the original article(s) here: http://www.freetopursue.com/blog/2015/5/28/the-poor-house-again
Quotes to ponder:
"Being mortgage-free (read debt free) is just about the best feeling in the world, second only to being in love."
"You pay double for your housing when you count all the interest you pay over your lifetime."
"Your home will never be yours. It will always belong to the bank."
Episode references:
Happy Money" by Elizabeth Dunn and Michael Norton: https://www.amazon.com/Happy-Money-Science-Happier-Spending/dp/1451665075
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2719: Why Choose To Live In The Poor House - Again? by Helene Massicotte of Free to Pursue on Should I Rent or Buy

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Episode 2718:
Leasing a car often appeals to those wanting new technology and safety without the financial burden of buying. Vicki Cook and Amy Blacklock explore practical reasons like lower monthly costs and minimal repair responsibilities, revealing why leasing, despite its drawbacks, can be an attractive option for modern consumers.
Read along with the original article(s) here: https://womenwhomoney.com/best-reasons-lease-car/
Quotes to ponder:
"Leases are an attractive option because payments average over $100 less per month than finance payments on a new car purchase."
"Since a vehicle lease is usually for three years, it's always under warranty, so significant repairs and costly maintenance is generally avoided."
"If your budget can’t support buying your dream car and you aren’t willing to scale back or buy used, leasing may be a better option than purchasing."
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2718: What are the Best Reasons to Lease A Car? by Vicki Cook and Amy Blacklock of Women Who Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2717:
Paula Pant of AffordAnything.com explores the value of outsourcing to balance work and life. She examines the financial logic behind outsourcing mundane tasks to maximize productivity and personal time, making a strong case for investing in your well-being through strategic delegation.
Read along with the original article(s) here: https://affordanything.com/when-should-i-outsource/
Quotes to ponder:
"The more you outsource, the more you trade money for the most valuable possession on earth: time."
"Parkinson’s Law states that work expands to fill the time you give it. Spend fewer hours working, and you’ll be able to do more in less time."
"Limit your hours, outsource at work, and value your time."
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2717: You Can't Work 168 Hours a Week by Paula Pant of Afford Anything on Personal Finance & Work-Life Balance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2716:
Discover the joys of boosting your income through enjoyable activities in Adam Murray's insightful guide, "8 Ways To Make Extra Money (While Enjoying It)." Murray offers practical tips ranging from doggy daycare to tutoring, providing flexible options that don't just add to your wallet but also to your happiness.
Quotes to ponder:
"The thing is that we don’t want to put in more hours to do something we don’t like, especially when we’re already working so hard."
"If you have something that’s just sitting there, then why not?"
"Chances are, you can put it all to use."
Episode references:
Rover.com: https://www.rover.com/
Airbnb: https://www.airbnb.com/
Tutor.com: https://www.tutor.com/
Teachable: https://teachable.com/
Kajabi: https://kajabi.com/
Wrapify.com: https://wrapify.com/
FatLlama.com: https://fatllama.com/
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1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards

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