
Sign up to save your podcasts
Or


For many federal employees, deciding what to do with your Thrift Savings Plan (TSP) at retirement is one of the biggest financial choices you'll ever make. Keep it in the TSP? Roll everything to an IRA? Or use a smart "split" strategy that combines the best of both? In this episode of Confident Federal Retirement, Tom Poltersdorf, CFP®, walks you through the three real options you have with your TSP and how to think about each one so you can retire without guessing.
You'll hear when it can make sense to keep everything in the TSP for simplicity and stability, when rolling to an IRA might give you more control and tax-planning flexibility, and how a split approach can create a TSP "foundation" plus an IRA "planning tool."
-------------------------
When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request a personalized Federal Retirement Plan and schedule a call.
We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.
By Tom Poltersdorf Jr.For many federal employees, deciding what to do with your Thrift Savings Plan (TSP) at retirement is one of the biggest financial choices you'll ever make. Keep it in the TSP? Roll everything to an IRA? Or use a smart "split" strategy that combines the best of both? In this episode of Confident Federal Retirement, Tom Poltersdorf, CFP®, walks you through the three real options you have with your TSP and how to think about each one so you can retire without guessing.
You'll hear when it can make sense to keep everything in the TSP for simplicity and stability, when rolling to an IRA might give you more control and tax-planning flexibility, and how a split approach can create a TSP "foundation" plus an IRA "planning tool."
-------------------------
When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request a personalized Federal Retirement Plan and schedule a call.
We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.