This episode covers: 

1. Why would you refinance
2. Will it be a rate term refinance
3. Will it be a cash out refinance
4. How do you consider it when you have a first and second mortgage
5. Does it make sense to refinance a loan when you already have a low rate
6. Should you go back to a 30 year fixed, 15 10 or ?
7. Paying closing costs or not – you here about that
8. Getting a credit at closing
9. Do you have escrows or not
10. Do you have your existing survey and owners title to save money
11. When refinancing good time to look at what you are paying for insurance and doing an overhaul on the total payment

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