We've been told for decades that the key to building wealth starts with buying a home but is that still true today?

In this episode, I break down how wealth-building strategies have shifted across generations — from Boomers who relied on pensions and real estate, to Gen Xers like me who had to pivot, and what I'm now teaching my Gen Z children about investing before buying.

You'll hear:

• Why the old "buy a house first" advice doesn't hold up in today's economy

• How I used house-hacking and early investing to build financial freedom without a pension

• The biggest money trap most middle-class high earners fall into

• What I recommend Gen Z focus on instead, and why it's not homeownership (at least not right away)

This isn't about throwing shade at our parents' generation, it's about recognizing that times have changed, and your wealth strategy needs to change with it.

🔑 Key Takeaways:

• Boomers built wealth through home equity + pensions, but that model's gone

• Gen X had to split the difference: invest AND own property strategically

• Gen Z has the gift of time and should front-load the market, not a mortgage

• Why I don't count my primary residence in my net worth

• House hacking, investing early, and liquidity > tying up all your money in drywall

📈 You'll Love This Episode If:

• You make a good income but still feel stuck or behind

• You're wondering whether buying a house is the right first step

• You want a smarter, modern strategy to build real wealth and freedom

• You're a parent thinking about how to prepare your kids for financial success

📌 Mentioned in the Episode:

• House hacking as a wealth-building tool

• Why pensions allowed Boomers to skip investing and why we can't

• The importance of liquid, income-generating investments in today's world

🎯 Ready to Build Wealth on Your Terms?

If you're stuck between outdated advice and your big financial goals, I can help. Book a free consultation and let's create a custom plan that actually works in today's economy. 👉 https://calendly.com/thewholebudget/60-min