Retirement shouldn't be a mystery. But at 62, the question looms: tap into Social Security early or dive into your IRA? This episode is your ultimate decoder ring, cracking the code on this crucial decision.

Dive deep with us as we explore:

• IRMAA surcharges: Don't let these tax penalties blindside you! Learn how to navigate them and keep your retirement nest egg secure.
• Taxation tango: Understand the tax implications of both options and plan your withdrawals like a pro.
• Bigger benefits: Tempting, right? We break down the trade-off of claiming Social Security early and the potential long-term impact.
• COLAs: Cost-of-living adjustments can be your retirement hero. Discover how they work and maximize their benefits.
• Health matters: Don't forget your well-being! We discuss potential health insurance considerations when making this key decision.
• And much more! From bridges to Roth conversions, we leave no retirement stone unturned.

Whether you're an early bird or a nest egg nestler, this episode is your roadmap to a confident and financially secure retirement. So, grab your headphones, pop the kettle on, and join us for this essential retirement planning masterclass!

Don't wait, tune in now and unlock the door to your golden years!

✅Contact Thatcher at [email protected] with comments and questions!

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.