In this episode, I answer a listener question about how to save for retirement. Specifically, "Should I be using a traditional IRA, Roth IRA, or both for retirement saving?"

In order to answer this question, I provide a general overview of the features for both a Traditional and Roth IRA. I compare the similarities and differences.  Finally, I provide some rules of thumb which you can choose to make a decision on which type of IRA best fits your situation.