您以為自己在理財，其實只是被心理習慣推著走。
您以為錢是花掉的，其實是在「不知不覺中被操控走的」。

這集節目，我們一起走進《金錢心理學》這本書，用故事和心理學實驗，揭開日常生活中最常見的5大金錢陷阱，包含：

🔹 相對價值陷阱：為什麼您會開車10分鐘省600買鞋，卻不願意為桌子省一樣的錢？
🔹 定錨效應：為什麼餐廳總是放一個您絕不會點的天價龍蝦牛排？
🔹 損失趨避：為什麼我們寧可虧更多，也不想承認虧損？
🔹 沉沒成本：為什麼您會去不喜歡的行程，只因為花了比較多錢？
🔹 費力錯覺：為什麼您會覺得「1分鐘開鎖」的鎖匠不該收那麼多？

這集不是要教您怎麼投資、記帳、存錢，而是幫助您理解：為什麼會這樣花錢。
唯有真正看懂自己對「金錢」的潛意識反應，才能在下一次下單前，停下來想一想：「這真的是我的選擇？還是我被推著選的？」

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我們每週五更新新集數，邀請您訂閱、按讚、留言、分享，一起思辨，一點一滴豐富人生！😊❤️

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📣 如果您對這集節目有任何想法，或是想聽我們講解哪一個主題，歡迎在留言區與我們分享，我們會用心回覆每一則留言！

感謝您陪我們一起思辨、一起成長。
讓更多溫柔有力的聲音被聽見，感謝有您！😊❤️

#金錢心理學 #消費陷阱 #理財思維 #心理學 #人生選擇
#沉沒成本 #損失趨避 #相對價值 #定錨效應 #理性消費
#思辨星球 #財務自由 #財務決策 #生活思考 #知識成長

You think you’re managing your finances—
but in truth, you’re just being driven by unconscious habits.You think you’re spending your money—
but really, it’s being subtly manipulated away from you.

In this episode, we explore the book The Psychology of Money and uncover five common financial traps through real-life stories and psychological experiments that shape how we spend, save, and decide:

🔹 Relative Value Trap – Why would you drive 10 minutes to save $600 on shoes, but not for a $30,000 table?
🔹 Anchoring Effect – Why do high-end restaurants show you that outrageous $6,000 lobster steak you’ll never order?
🔹 Loss Aversion – Why do we cling to losing investments and let go of the winners too soon?
🔹 Sunk Cost Fallacy – Why would you go on a trip you don’t enjoy just because you paid more for it?
🔹 Effort Misjudgment – Why do we think a locksmith who opens a door in 1 minute doesn’t deserve full payment?

This isn’t an episode about budgeting, investing, or saving tips.It’s about helping you understand why you spend the way you do.Because only when you recognize your subconscious relationship with money, can you stop and ask yourself before that next purchase: 「Is this really my decision—or am I just being guided into it?」


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Or a topic you’d love us to explore?
Leave a comment—we read every message with care.

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