Life is unpredictable, and anticipating when to use your employee benefits can be stressful, but being prepared with these end-of-year maintenance tips can help alleviate that stress. This episode of “Side Affects” contains important information on how to get the most out of your benefits before the new year begins. Join hosts Dave Homan and Kenzie McEvily as they cover the three things you need to know about your FSA, HSA and prescription drug coverage. Don't be on hold for the month of January!