There is nothing more expected than the unexpected. This past week has been an eerie reminder of the ghosts of recessions past.  First and foremost, the recent bank collapses is for reasons very different than the financial crisis of '08 and '09.  For a more in depth explanation of what happened, click here, https://www.yahoo.com/finance/news/si... We know this situation has left a lot of people wondering what actions they can take to try to anticipate more unexpected events. In this video we discuss FDIC Protection, SIPC Protecting, and the difference between owning the underlying asset or just a "deposit account" with a bank.    For information on the FDIC, click here,   • Deposit Insurance...  For information on how SIPC Protection works, click herehttps://www.sipc.org/videoFor a more in depth discussion on the difference between Custody with a Bank or a Brokerage firm, click here https://www.usbank.com/financialiq/pl... I hope you found this helpful and please reach out to your bank, financial advisor or us if you have any additional questions.