If higher mortgage rates and scarce housing inventory wasn't enough, now a spike in homeowners insurance premiums adds another challenging ingredient to buying a home. The Florida market is in the crosshairs, but why are places far removed from hurricanes and wildfires also being impacted by rate hikes? In this episode, FNF's Chuck Cain calls on industry expert Joseph Petrelli, President and Co-Founder of Demotech, for insight and answers.