Slam the Scam with Capitec

Investment scams all have one thing in common – they guarantee big, fast returns. Scammers copy what real businesses look like and use influencers to make them seem legitimate. In this episode, Nick Harris, Head of Financial Crime and Jean Rossouw, Head of CSI and Financial Education, explain how scammers build schemes like Morita Forestry. They unpack why people miss the warning signs until it's too late, as well as the key questions you need to ask before you invest a rand anywhere.

Romance scams don't start with a request for money. By the time that comes, weeks or months of deliberate relationship building have already done their work. This episode explains how scammers manufacture trust over time, why people don't suspect anything until it's too late and the signs that you or a loved one are at risk.

Don’t let a seller pressure you into paying for an item before you’ve had time to check if it’s real. This episode unpacks how deposit scams create urgency – and what to do to protect your money.

Scammers have exploited predictable human behaviour for centuries. The digital era now allows faster and more sophisticated scams. Catch Jean Rossouw and Nick Harris on Cape Talk and Radio 702 talking everything bank safety.

Scams aren’t new, but the way they work has evolved.

Scammers target people, not just systems, and have spent centuries refining how to do it.

In today’s digital world, that playbook has been amplified, making scams more sophisticated, convincing and harder to spot.

Scammers manipulate people at a faster rate and with alarming precision. The scams aren’t always obvious because they’re designed to feel real, relevant and personal.

Scammers are getting smarter.

From calls that look like they’re coming from your bank or the SAPS, to SMSs pretending to be courier companies or urgent FICA alerts, criminals are using technology and fear to trick South Africans into acting fast.

By creating a sense of urgency and legitimacy, they catch people off guard – often with costly consequences.
For practical tips on how to protect yourself and your finances, listen to Jean Rossouw, our Head of CSI and Financial Education and Nick Harris, Head of Financial Crime, talk about all things bank safety on Cape Talk and Radio 702.

Deposit scams are on the rise, especially during peak buying seasons. In the first episode of this series, our Head of Financial Crime, Nick Harris and our Head of CSI and Financial Education, Jean Rossouw, unpack how these scams work and how to stay safe.