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It may seem like no progress is being made on reducing debt, but at this stage it is a slow process. Once quit using credit, identify items to cancel made those tough choices it’s a waiting game for cash to increase. It starts out very slow so do not give up stay focus on what the objective reducing debt. Understanding how the debt got out of control is important to getting out of debt. 

 Article Link:

https://www.investopedia.com/articles/pf/12/the-debt-spiral.asp By Lisa Smith

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