This podcast discusses the importance of credit unions offering invoicing capabilities within their digital banking platforms for small business members. It highlights the challenge credit unions face in securing business deposits when payments are received through external services like QuickBooks or Stripe. To ensure these funds flow into the credit union, the businesses need to send invoices and accept payments directly through digital banking. This functionality is presented as the business equivalent of direct deposit for individual members, crucial for maintaining the credit union as the primary financial institution.