Retirement planning often doesn't feel real until life makes it real. In this episode, host Sherry Melvin sits down with HR professionals Morgan Drudge (Central Iowa Power Cooperative) and Janae Green (National Association of Letter Carriers) to talk about the small, consistent steps women can take to build retirement security — from bumping up a contribution after a raise to taking advantage of automatic enrollment and employer matches. They also share practical advice for understanding your workplace benefits and how employers can make saving easier. Recorded in support of Women's Retirement Security Day on July 14.