Worried about paying credit card bills? Credit card issuers are offering accommodations to customers who need relief. We found some tips to pass along.

Ask yourself these questions before calling the credit card issuer.

• How long do you need relief?
• Is forbearance right for your situation?
• How will you pay it back?

These things will be helpful as well

• Ask your credit card company questions
• Open a balance transfer card
• Don't pay off cards if you lack cash reserves
• Don't think of your cards as an emergency fund
• Consider an installment loan program
• Don't cancel your cards
• Open a cash-back card

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Thanks to Tri-Village Chamber Partnership for studio recording space.