Many buyers don’t realize they have room to negotiate better mortgage terms, which can save thousands over the life of their loan. In this episode, we’ll talk about how to approach lenders, compare options, and get the best rate possible.

💡 For more tips on financial do’s and don’ts, check out my Smart Homebuying Finances. Enjoy 50% off with code SMARTPOD until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Not including the right contingencies can put you at risk. In this episode, we’ll talk about the key contingencies you need to protect your interests.

💡 Protect your investment with the right contingencies. My Smart Homebuying Finances Course covers this crucial step. Use code SMARTPOD for 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

A skilled agent can be a game-changer! I’ll explain why finding the right agent can save you money, time, and help you get the best deal.

💡 Learn how to choose the best agent with my Smart Homebuying Courses! Get 50% off using code SMARTPOD until November 30, 2024.

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Home inspections aren’t optional! In this episode, I’ll explain how inspections protect you from costly surprises down the road. Don’t make the mistake of skipping this crucial step!

💡 Make sure your investment is protected. My Smart Homebuying Course covers the inspection essentials. Use SMARTPOD for a 50% discount until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building.

💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget.

💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential.

💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed decisions. Use code SMARTPOD to get 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips.

💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying Expenses Calculator. Use code SMARTPOD for 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success!

💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan the right down payment. Don’t miss the 50% discount with code SMARTPOD until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Description:

In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to calculate a budget that works for your family.

💡 Want to master your home-buying finances? Check out my Smart Homebuying Course for step-by-step guidance on budgeting and financial planning! Get 50% off with code SMARTPOD!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study