Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast

A skilled agent can be a game-changer! I’ll explain why finding the right agent can save you money, time, and help you get the best deal.

💡 Learn how to choose the best agent with my Smart Homebuying Courses! Get 50% off using code SMARTPOD until November 30, 2024.

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Home inspections aren’t optional! In this episode, I’ll explain how inspections protect you from costly surprises down the road. Don’t make the mistake of skipping this crucial step!

💡 Make sure your investment is protected. My Smart Homebuying Course covers the inspection essentials. Use SMARTPOD for a 50% discount until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building.

💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget.

💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential.

💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed decisions. Use code SMARTPOD to get 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips.

💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying Expenses Calculator. Use code SMARTPOD for 50% off until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success!

💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan the right down payment. Don’t miss the 50% discount with code SMARTPOD until November 30, 2024!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

Homebuying Mistake #1: Not Knowing How Much You Can Afford

Description:

In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to calculate a budget that works for your family.

💡 Want to master your home-buying finances? Check out my Smart Homebuying Course for step-by-step guidance on budgeting and financial planning! Get 50% off with code SMARTPOD!

📲 Visit my website: lauramoreno.com

📚 Course Link: Smart Homebuying Finances

📊 Data Source: List With Clever's Homebuyer Sentiment Study

What is a Buyer Representation Agreement, - Introduction

Mary Cates is a Realtor that found her happy place in the Piedmont Triad area of North Carolina. Mary where she helps resale clients, out-of-state clients and first time homebuyers. She enjoys helping clients navigate the real estate process and ultimately finding the home of their desire. In her spare time, Mary enjoys tennis and spending time with family.

➡️ Manhattan/Brooklyn Real Estate Agent Services:

• If you'd like me to help you buy, sell, rent or renovate your home in Manhattan or Brooklyn, NY, let me know, I'd be happy to! Just send an email to [email protected] or text me at 347-440-9582.

➡️ Real Estate Referrals:

• 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey.
• 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach.

➡️ Free Home Buyer Resources:

• 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls.
• 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient.
• 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator.
• 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions.
• 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost .
• 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage.
• 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest.

➡️ Social Media

⭐ YouTube: https://www.youtube.com/@iamlauramoreno ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno

➡️ Hire Me

⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/

➡️ Contact Laura

I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone.

➡️ Disclaimer

Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.

SONYMA Down Payment Assistance Program - Introduction

The Truth About SONYMA Down Payment Assistance Program with Christine Perlow

Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA Hall of Fame for the past 10 years and always in the top 5! She is the mom to twin boys who are 18 years old graduating from High School and heading off to college! Christine and her husband are enjoying this special time.

➡️ Brooklyn Agent Services:

• If you'd like me to help you buy, sell, rent or renovate your home in Brooklyn, NY, let me know, I'd be happy to! Just send an email to [email protected] or text me at 347-440-9582.

➡️ Real Estate Referrals:

• 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey.
• 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach.

SONYMA Down Payment Assistance Program - Free Home Buyer Resources:

• 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls.
• 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient.
• 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator.
• 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions.
• 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost .
• 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage.
• 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest.

➡️ Social Media

⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno

➡️ Hire Me

⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/

➡️ Contact Laura

I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone.

➡️ Disclaimer

Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.