In this episode, Zeeshan Quddus, Chief Business Development Officer at UBL Funds, breaks down everything young professionals need to know about Voluntary Pension Schemes (VPS) in Pakistan. From smart saving strategies to understanding the differences between conventional and Islamic VPS, Zeeshan offers practical insights into retirement planning. Learn about URFS vs. AIRSF, withdrawal rules, and how to open your pension account in just a few steps. Whether you're just starting your career or planning ahead, this episode is packed with actionable advice to help you secure your financial future.