We all want our kids to do better than we did, and a major part of that is teaching them how to set themselves up financially. 

Founder and managing director at Koura Wealth, Rupert Carlyon, joins Tim Beveridge for Smart Money.

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The cost of living is crunching down again, as more than 30-thousand Kiwis reportedly moved abroad last year. 

Are there any more changes can people make to save money? What things can they afford to cut?

Additionally, at what point do we look in the mirror and say the problem is our lack of personal discipline?

"Financial Force of Nature", and Founder of financial strategy site joins Tim Beveridge for Smart money...

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This week, the Government's KiwiSaver contribution was halved under budget changes.

Employers will also have to fork out a mandatory 4% contribution to adjust for the deficit left by the Government's contibution.

That bump's expected to stifle potential salary increases, and in turn, our retirement funds - leading many to question what changes we really need, and what we can do for ourselves, to support our golden years. 

Retired financial advisor and writer Martin Hawes joins Andrew Dickens for Smart Money...

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New employment data reveals work-life balance is the top reason people leave their job.

Additionally, more people are working past the retirement age.

Are these new attitudes, or has it been growing? What's the workforce like today? 

Tim Beveridge speaks to Employment Relations Expert Max Whitehead...

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Global conflict also affects trade and consumer spending.

What uncertainties will appear, and how will markets respond to the US bombing Iran?

Harbour Asset Management's Income and Currency Strategist Hamish Pepper talks to Tim Beveridge...

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Some kids have a nack for saving, a piggy bank full of coins - while some never get it. 

So what is it that makes someone good with money?

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Tim Beveridge is joined by Koura Wealth founder, Rupert Carlyon, to discuss the inner workings of a KiwiSaver fund and how to best use KiwiSaver.

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Career progression is a significant thing to consider for most people - whether they could develop as much as they'd like at their current job, or if they would need to look elsewhere.

So how can employers spot and support an employee who wants to progress?

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The Government is increasing the default KiwiSaver contributions for employees and employers, while halving their own contributions. 

Employee and employer contributions will raise from 3% to 3.5%, while the Government's contributions will drop from $521.43 to $260.72.

But should the Government be halving their input?

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A lot of people think trusts are only for the very wealthy, and absolutely useless for the every day person - but today's guest explains that's not the case. 

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