Wills are some of the most painstaking things you need to do as an adult. They remind you of your mortality, and of all the familial issues you may have had throughout the years. 

But they must be done - so how can you write an airtight will?

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Most New Zealanders consider themselves only “average” with money. 

In fact, a new study from Partners Life finds less than a quarter of New Zealanders rate their financial knowledge as "excellent".

Nearly 60 percent find it tough to pay monthly expenses, and just over half reported stress or losing sleep due to money concerns. 

At the same time, many are reportedly using credit and afterpay services to make ends meet.

How do we improve financial literacy? What can we put into practice now?

Banqer CEO Simon Brown joins Tim Beveridge for Smart Money... 

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The number of mortgage holders refinancing their loans is the highest ever recorded. 

More than 3,500 borrowers refinanced in June, and experts are expecting to see the trend continue through to the end of the year. 

Finance specialist Amanda Morrall joins Tim Beveridge for Smart Money. 

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The Consumer Price Index over the June quarter was lower than expected at 2.7%, and it could mean a rate cut by the Reserve Bank next month. 

So is the New Zealand investment winter over? 

Shane Solly is a director at Harbour Asset Management and he joins Tim Beveridge for Smart Money. 

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We all want our kids to do better than we did, and a major part of that is teaching them how to set themselves up financially. 

Founder and managing director at Koura Wealth, Rupert Carlyon, joins Tim Beveridge for Smart Money.

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The cost of living is crunching down again, as more than 30-thousand Kiwis reportedly moved abroad last year. 

Are there any more changes can people make to save money? What things can they afford to cut?

Additionally, at what point do we look in the mirror and say the problem is our lack of personal discipline?

"Financial Force of Nature", and Founder of financial strategy site joins Tim Beveridge for Smart money...

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This week, the Government's KiwiSaver contribution was halved under budget changes.

Employers will also have to fork out a mandatory 4% contribution to adjust for the deficit left by the Government's contibution.

That bump's expected to stifle potential salary increases, and in turn, our retirement funds - leading many to question what changes we really need, and what we can do for ourselves, to support our golden years. 

Retired financial advisor and writer Martin Hawes joins Andrew Dickens for Smart Money...

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New employment data reveals work-life balance is the top reason people leave their job.

Additionally, more people are working past the retirement age.

Are these new attitudes, or has it been growing? What's the workforce like today? 

Tim Beveridge speaks to Employment Relations Expert Max Whitehead...

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Global conflict also affects trade and consumer spending.

What uncertainties will appear, and how will markets respond to the US bombing Iran?

Harbour Asset Management's Income and Currency Strategist Hamish Pepper talks to Tim Beveridge...

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Some kids have a nack for saving, a piggy bank full of coins - while some never get it. 

So what is it that makes someone good with money?

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