There has been a lot of supermarket chat over the past couple of years, and it's ramping up now that we are headed into the election. 

National wants to split up Food Stuffs, the Greens want to build KiwiMart, ACT wants regulatory barriers reduced so new competitors can enter, and Labour has proposed separating the wholesale and retail operations of both major supermarket groups.

But, Koura Founder Rupert Carlyon says messing with supermarkets will not help the average kiwi household, it is instead banks we need to focus on

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The workplace is often dynamic - young people make their way in, technology change how things are done, new talent shift the team culture, and dress codes can differ from strict to casual.

With the rise of remote and hybrid-jobs these days, what do employers and employees need to see eye-to-eye on? How much flexibility should both sides expect, and where can they compromise?

And with people these days staying for a shorter time with their employer, before finding another job, how can they secure the best reference?

Sylvie Thrush Marsh, Chief Evangelist at MY HR - speaks with Tim Beveridge for Smart Money... 

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The election is 55 still days away, and it's looking like a tight one. And in the US the midterms are around the corner.

America has a much bigger economy, and one that we have a lot of ties to. So how will these elections influence our domestic markets, if at all?

Harbour Asset Management Co-CEO Chris Wilson joins Tim Beveridge to break down the facts. 

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Earlier this week, an interesting proposal was made to shake up the way we use Superannuation.

A report from Chartered Accountants Australia and New Zealand indicates a flexible choice of when people can start receiving NZ Super could improve affordability.

Would this be worth it? And who should be considering this as an option?

Financial Author Martin Hawes joins Tim Beveridge on Smart Money to discuss.

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One of the first lessons mum and dad teach you is "it's rude to talk about money". 

But when it comes to family life, it's important to be open about financial matters with your spouse. And in the workplace, talking about wages is often the way to make sure you're getting the same treatment as everyone else.

So how do you go about it? How do you break the taboo? 

Managing Director at The Private Office Nick Crawford joins Tim Beveridge on Smart Money to discuss.

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Trusts are no doubt a complicated thing. 

There's a lot of moving parts, a lot of different parties involved, and most will be close to the Settlor, which can create it's own problems. So should you be thinking about getting a trust set up for your family?

Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge to discuss when you should think about a trust, and what assets should be included.

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The RBNZ recently hiked the OCR from 2.25% to 2.5%, and experts are expecting around another 1% of hikes over the next year, as managing inflation risks take priority over the weaker economy.

But when will our economy start turning around? Hamish Pepper from Harbour Asset Management joins Tim Beveridge to discuss.

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The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financial advice?

And investing in AI seems to be the thing to do at the moment, is it somethng you should be getting in to or watching with caution?

Money Coach Amanda Morrall joins Tim Beveridge on Smart Money to discuss. 

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When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. 

But is it still important to keep the flow of money in to Kiwisaver going? And what do you do when you want to get started investing in an index fund?

Founder and Managing director of Koura wealth Rupert Carlyon joins Tim Beveridge for Smart Money to discuss. 

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Electricity and money go hand-in-hand. Every house needs power, and everything costs money. 

So how do you balance the two in the midst of a Cost of Living Crisis? And what should you keep an eye out for that might impact the number on your energy bills?

Harbour Asset Management Co-CEO Andrew Bascand & Harbour Asset Management Senior Manager Sue Walker join Tim Beveridge on Smart Money. 

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