Exchange Traded Funds (ETF), have become increasingly popular. ETF’s have some significant advantages over traditional mutual funds. ETFs are similar to index mutual funds. Index mutual funds and ETFs often duplicate their holdings. within a specific index or benchmark. The main difference between ETFs and mutual funds (including index mutual funds). ETFs are traded and […]

How I save thousands of dollars a year on my family’s healthcare using Medi-Share. Since 2017, I’ve been saving about $10,000/year on my family’s healthcare costs. Let me explain how […]

Read why Roth 401k may be better for you than the Traditional 401k.

The dream retirement plan (Solo 401k) for self-employed people! I set up my financial planning practice in Glen Ellyn back in 1996. One of my first concerns was how I would save for retirement as an entrepreneur.  At the time, the best plan for me was a SEP IRA. The SEP IRA allows me to […]

We had a great time interviewing and learning from wise Human Resource veterans at SHRM2018. Click on Podcast to listen and learn to our podcast interviews.

We had a great time interviewing and learning from wise Human Resource veterans at SHRM2018. Click on Podcast to listen and learn to our podcast interviews.

 Habits of the Wealthy! It turns out that habits of wealthy people tend to create positive, pro-active habits that lead to their success. I have often spoke with clients about living their life in a proactive way rather than reactive. Believe your character is a function of your habits for better or worse and that […]

  Acorns Your Way to Wealth – With An Online Piggy Bank!  Click here to set your Acorn Account. I am going to use this app to fund my family’s European vacation 3 years from now. Imagine what this app could mean to your kids if they started saving money at their young age? If […]

The Tax Cuts and Jobs Act is Way Overdue. Just in time for Christmas! Lower income tax rates for people and businesses! A great start toward making government a little bit smaller and letting most people keep more of what they make. Families with incomes of roughly $100,000 or less. In low tax states seem […]

HSA's have fantastic tax benefits!