Your Spend account has no overdraft fees or minimum-balance requirements. You also have unlimited access to free or fee-reimbursed ATMs nationwide. Soon, you can use the ATM finder to find a free ATM near you. But if you don’t, we’ll reimburse you for the fee. (Fees will be reimbursed automatically the following month. may already be taking advantage of Found Money, through which more than 250 partner brands—like Amazon, iTunes, Sam’s Club, Zappos, Dollar Shave Club and Groupon—invest in you when you shop with them. With your Spend card, you get access to local offers, too, including restaurants and other businesses that will automatically invest up to 10 percent of what you spend in your Core account. To get the Found Money, just use your Spend card for your transaction and request that it be run as a credit not a debit card (meaning you don’t have to put your pin number in