"My name is Derek B. and if you vote for me for president, I promise to reform the credit system." *crowd roars*

Okay, so maybe I'm not running for office, but I do have somethings to say and would like answers to. This week we are chatting about personal credit and what flaws we would like to see addressed. What would you like to see addressed with our credit system? Have you not had any problems and think the system is working great? Let me know! We light up on the 'Gram.

"Sip Puff Pass" and please share this with your friends! 5 star review on Apple Podcasts and Spotify? :D

Comment and share tips of your own with me! Email: [email protected] // IG: @_hiiightea // Twitter: @Hiiightea1