Starting an agency from scratch can be difficult and complex but not impossible, and the pros certainly outweigh the cons. If this is your first entrepreneurial venture, be prepared for many roadblocks along the way. In this episode of the GEEK FREAKS PODCAST, we put Tara Smith, Principal at Birchfield Independent Insurance Agency on the Insurance Hot Seat to talk about her experience starting her own insurance agency, and the benefits of being an independent agent in a captive world.