Whether you are nearing the age where Social Security and Medicare are available to you or you’re simply trying to determine how much, if at all, you should factor these programs into your long-term financial planning, uncertainty about these programs’ future may unsettle you. While the need for political action is real, making the most of Social Security and Medicare as they are now is still a smart financial move.

Eric Meermann, CFP®, CVA, EA, returns to the podcast to explain why these programs are in trouble and why legislators haven’t yet intervened. He also breaks down the questions of when and how to apply, whether younger listeners should expect benefits, how to make decisions to get the most out of both programs, and more. Listen in to Eric’s talk with host Amy Laburda about the ins and outs of Social Security and Medicare, and make your own plans with confidence even without a crystal ball to tell you the programs’ future.