Planning for retirement isn’t just about saving — it’s about understanding how Social Security and Medicare work together to protect your income and health. 💰🩺

In this episode of Living Well & Aging Smart, host Mitch Schwartz talks with Sandy Kemp, an Independent Advisor specializing in Health and Medicare services, about the financial side of these two essential programs.

Sandy explains how strategic planning around Social Security and Medicare can help seniors avoid costly mistakes, reduce healthcare expenses, and make the most of their retirement income — all while staying covered and confident.

✨ In this episode, you’ll learn:

How Social Security and Medicare impact your overall retirement finances

Smart timing strategies for claiming benefits

How to manage healthcare costs and premiums through Medicare

Common financial pitfalls seniors face — and how to avoid them

Why having an independent advisor can make all the difference in your planning

Sandy’s mission is to educate and guide seniors toward informed, confident financial and healthcare decisions — ensuring you live well and age smart. 🌿

👵👴 Perfect for: seniors, caregivers, and families preparing for Medicare and Social Security enrollment or planning their retirement finances.

📍 Keywords:
social security and medicare podcast, retirement financial planning, social security benefits explained, medicare costs, independent medicare advisor, sandy kemp, living well and aging smart, mitch schwartz podcast, medicare las vegas, senior finance podcast, senior wellness, medicare advice for retirees, healthcare and retirement planning, financial literacy for seniors

📅 New episodes every Wednesday on YouTube and Spotify!

🎧 Listen on Spotify:
https://open.spotify.com/show/13RFcvOYnusDQJ3Lfhu4QZ

📺 Watch on YouTube:
https://www.youtube.com/watch?v=Ls6VBigwDSQ&list=PLSZR91qf_PX6IlnGrtT_GEFNY26KGvnqS

📲 Connect with Mitch:

📘 Senior Housing Guide: https://drive.google.com/file/d/1_hmKacqHoL6ugweo74g_dnc5nD0jenPC/view?usp=sharing

🏡 Aging in Place Guide: https://drive.google.com/file/d/1EysBQK0coGSDKHBC5AfO9EF9AGuNHU54/view

💡 Senior Homeowner Tax Savings in Nevada: https://drive.google.com/file/d/1ikn5tzU4r89YSNuN44my2RybJyZpGkah/view

📌 Schedule a Free 15-Minute Consultation:
👉 https://calendly.com/mitch-vla/quick-convo?month=2025-10

📞 Call Mitch directly at 702-303-0040 for personalized senior living and Medicare support.

🔗 Stay Connected:
📷 Instagram: @schwartz_mitchell
📘 Facebook: @mitchellschwartzrealtor
🌐 Website: https://lasvegashomes.kw.com/

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