SoFi just rolled out level one options — covered calls and cash-secured puts — and everyone’s asking if it’s worth making the switch. In this video, I break down what this rollout really means, the trade-offs compared to Fidelity, Robinhood, and Schwab, and how it fits into a long-term, premium-collecting strategy. I’ll show you where I see the hidden costs, the surprising advantages, and why I’m both excited and cautious about using SoFi for option selling. If you care about building retirement income the right way, this update matters.