Scott Stevens joins Stuart Breyer to explore the advice gap, the true cost of serving clients, and why lowering the unit cost to serve is the key to unlocking advice for over 10 million underserved individuals in the UK. From the ageing adviser workforce to apprenticeship pathways and the role of technology, this episode sets out what structural change in financial advice could mean for the wider wealth and institutional landscape.

"Today in the UK is about 13.1 million people... between three and a half to 4 million people take financial advice. So broadly speaking, our opportunity is over 10 million people."