Some part of our “someday” has a dollar amount attached to it. Without financial margin we are stopped short in life. We cannot fund our dreams, our family’s dreams, or God’s dreams. What we do with our money today determines what we get to do one day. The problem is, Americans are spending their way into debt. But if we cannot learn to say, “no” or “not yet” then we’ll never be able to fund the future we want.