In this eye-opening episode, Dave Gallegos sounds the alarm on the increasingly popular Buy Now, Pay Later (BNPL) platforms. Dave delves into the hidden details and potential pitfalls that make BNPL options a risky choice for consumers. He breaks down how these seemingly convenient payment plans can lead to debt accumulation, affect credit scores, and entice shoppers into overspending. Join Dave as he provides the crucial insights you need to understand before clicking 'buy' on your next online purchase, ensuring you're informed and protected from the hidden dangers of BNPL.

00:30 - Dave Wants You to Know What No One Taught Him

01:20 - All of Us Are Capable of Creating Financial Balance

02:40 - The Buy Now Pay Later “Scheme”

03:50 - The Fine Print on Buy Now Pay Later

05:05 - No Regulation = The Wild West

05:50 - Consumer Reports Investigation

07:55 - If You Can’t Pay Now, You Can’t Afford It

09:00 - Don’t Miss the Details of the Deal