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Special Guest: Darcy Bastarache, Hot Inflation Report, Q&A Sesh
On this episode of The Mortgage Show, we’re joined by special guest Darcy Bastarache as we dive into everything happening in the mortgage world right now. We break down the latest market trends, including inflation data, interest rate movement, and what’s impacting mortgage-backed securities.We also answer some great listener questions, covering topics like:✅ How to apply for a mortgage and what to expect✅ The truth about paying points—are they worth it?✅ Third-party fees vs. escrow—what's the difference?✅ The latest updates on VA, FHA, and RD loans✅ How mortgage recasting works✅ What you need to know about refinancing during a divorcePlus, we get into some fun sports talk with The Cheap Seats crew, discuss Elon Musk’s cryptic tweet about the CFPB, and share why CMG’s Rate Rebound Program and Fresh Start Program are game-changers for borrowers.Whether you’re buying, refinancing, or just want to stay informed, this episode is packed with valuable insights to help you navigate the mortgage world.
00:00 Introduction and Casual Chat00:56 Sports Talk and Super Bowl Recap02:09 Mortgage News and Economic Update05:06 Rate Rebound Program Explained06:17 Fresh Program and Cannabis Buyers09:23 CFPB Discussion and Industry Changes13:47 Mortgage Application Process16:04 Understanding Points and Interest Rates19:48 Third Party Fees vs. Escrow Costs20:51 Understanding Property Costs and Escrow Accounts21:32 Comparing Lenders and Closing Costs24:31 Impact of U.S. Treasury on Mortgage Rates26:09 Exploring Mortgage Recasting28:11 Common Loan Types: Conventional, VA, FHA, and RD34:58 Rehab Loans: A Deep Dive38:41 Navigating Divorce and Refinancing43:46 Final Thoughts and Wrap-Up
Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l [email protected]
Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l [email protected]
THE MORTGAGE SHOW🍏 Apple Podcasts:https://apple.co/4eAEdt0🎵 Spotify:https://spoti.fi/4eV1c1I
RANDY FORCIER PODCASTS LINKS🍏 Apple Podcasts:https://apple.co/45sscBj🎵 Spotify:https://spoti.fi/3swOZNI📺 YouTube:https://bit.ly/3YSh661
Contact us with any loan questions, comments or ideas for future episodes.
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By Randy Forcier PodcastsOn this episode of The Mortgage Show, we’re joined by special guest Darcy Bastarache as we dive into everything happening in the mortgage world right now. We break down the latest market trends, including inflation data, interest rate movement, and what’s impacting mortgage-backed securities.We also answer some great listener questions, covering topics like:✅ How to apply for a mortgage and what to expect✅ The truth about paying points—are they worth it?✅ Third-party fees vs. escrow—what's the difference?✅ The latest updates on VA, FHA, and RD loans✅ How mortgage recasting works✅ What you need to know about refinancing during a divorcePlus, we get into some fun sports talk with The Cheap Seats crew, discuss Elon Musk’s cryptic tweet about the CFPB, and share why CMG’s Rate Rebound Program and Fresh Start Program are game-changers for borrowers.Whether you’re buying, refinancing, or just want to stay informed, this episode is packed with valuable insights to help you navigate the mortgage world.
00:00 Introduction and Casual Chat00:56 Sports Talk and Super Bowl Recap02:09 Mortgage News and Economic Update05:06 Rate Rebound Program Explained06:17 Fresh Program and Cannabis Buyers09:23 CFPB Discussion and Industry Changes13:47 Mortgage Application Process16:04 Understanding Points and Interest Rates19:48 Third Party Fees vs. Escrow Costs20:51 Understanding Property Costs and Escrow Accounts21:32 Comparing Lenders and Closing Costs24:31 Impact of U.S. Treasury on Mortgage Rates26:09 Exploring Mortgage Recasting28:11 Common Loan Types: Conventional, VA, FHA, and RD34:58 Rehab Loans: A Deep Dive38:41 Navigating Divorce and Refinancing43:46 Final Thoughts and Wrap-Up
Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l [email protected]
Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l [email protected]
THE MORTGAGE SHOW🍏 Apple Podcasts:https://apple.co/4eAEdt0🎵 Spotify:https://spoti.fi/4eV1c1I
RANDY FORCIER PODCASTS LINKS🍏 Apple Podcasts:https://apple.co/45sscBj🎵 Spotify:https://spoti.fi/3swOZNI📺 YouTube:https://bit.ly/3YSh661
Contact us with any loan questions, comments or ideas for future episodes.