I start this podcast with an update from the chief investment officer and executive vice president of Mackenzie investments Tony Elavia. Tony has a PHD In economics and 30 years of experience in the financial industry. He also chairs the global investment committee and works directly with my team at IG wealth management on the investment advice we give our clients. Then I update you on the investor perspective. The market past another threshold this week of 20% down from the one year peek. In times like these, it’s important to remember to focus on your long-term objectives and stay disciplined.