On today's episode, Matt records in front of a live audience to talk about a few conversations he's overheard in the Barber shop.  First he discusses a case where a couple is moving in together and trying to decide whether they should rent out their second condo versus sell it.  Next, Matt talks about a man who moved his whole portfolio to CDs this year.  Did these folks do the right thing?  And what questions should you ask yourself before taking a stranger's advice?