Randy Zipse interviews Tom Begley, Jr., on the importance of planning for the special needs of a loved one. Mr. Begley is a nationally recognized expert in all aspects of elder law and special needs planning. There is a critical need for planning in this area, considering that 1 in 4 families has a loved one with special needs. The number one thing that keeps caregivers up at night is the thought of how to take care of their child's needs in their absence. IU-122769 (1/17) (Exp 1/19)