The UNspecial Podcast

Special Needs, Special Planning: Financial Insights with Rhett Beal.


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This podcast episode centers on practical financial advice for parents of children with special needs. Zach, the host, invites Rt Beal, Vice President of Van Holes Financial Advisors, to discuss his journey and expertise in financial planning for the special needs community. Rt shares his own connection to the community through his brother-in-law and dives into the intricacies of creating a financial plan that includes both private and public resources. He also covers the common struggles parents face, such as lack of a plan, feeling overwhelmed, and the emotional challenge of planning for their child's future without them. The episode highlights the importance of specialized financial planners and understanding the balance between private financial resources and public benefits. It also touches on the psychological and emotional support that comes from financial planning, offering advice on insurance, government benefits, and stewardship of finances from a faith-based perspective.

2:15 - Rhett Beal's Background and Connection to Special Needs
6:30 - The Start of Rhett's Special Needs Financial Planning
12:40 - Importance of Financial Planning for Special Needs Families
15:55 - Rhett's Personal Story and Insights from His Brother-in-law
23:10 - Impact of Financial Planning on Special Needs Communities
28:30 - Common Challenges and Starting Points for Financial Planning
32:00 - Differences Between Conventional and Special Needs Financial Planning
37:00 - Government Benefits and Special Needs Trusts
43:40 - Importance of Work and Independence for Special Needs Individuals
50:20 - Role of Insurance in Financial Planning
55:10 - Personal Success Stories and Relief Provided by Financial Planning
1:00:00 - Mindset Shifts: From Scarcity to Abundance
1:04:30 - Saver, Spender, Steward: Developing the Right Financial Mindset
1:09:40 - Essential Qualities to Look for in a Financial Advisor
1:14:00 - Rhett's Advice to Special Needs Parents: Asking the Right Questions
1:18:50 - Conclusion and Ways to Connect with Rhett Beal

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👉 If you haven't yet, make sure you read Special Dayz, a book about Zack's special education journey: https://www.amazon.com/Special-Dayz-Finding-God-Education/dp/B0FB2MXLGG/ref=mp_s_a_1_1?crid=3FXJ0P30N2DSA&dib=eyJ2IjoiMSJ9.XD98iO1ekOJzKB8AjmbMFT5SvQFaevPs3HnMM5a3sRuQA01jFDzyydaDbLlghmOjd66qy3Kyoanyq4Mrlx8dRoYT8BxFDVDqvjTeeh3Ok7I4yNgCX9b6hqfC0ck8nkszhVxwj7KWnIe2uhbCFL-k4LpHDv2DB36pjedqblmGD4s_olQEymMD_6OJ-6-ZAMoAA4P5uhrsmwLiuQtw3BLWQQ.2Kj7exdzRcLqdAPom-W4FlvFJYd4rmKLl39yIWSe7Ls&dib_tag=se&keywords=special+dayz&qid=1751127945&sprefix=special+dayz%2Caps%2C214&sr=8-1

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The UNspecial PodcastBy UNspecial LLC