Frugal living in retirement isn’t about clipping coupons or giving things up. It’s about making intentional choices with a fixed income so that your money goes toward what genuinely matters to you — and stops leaking out through habits you’ve never examined. For men over 60 managing on Social Security, a pension, or savings draws, the difference between a stressful retirement and a satisfying one often comes down to a handful of deliberate financial habits. In this episode, we walk through the key principles of frugal living tailored to men in later life: understanding your income, identifying essential versus discretionary spending, and finding practical ways to stretch your money without shrinking your life.