We're preparing you for a stress-free season with Ohio's Holiday Budgeting Guide from the Department of Commerce! In this episode, our experts from the Division of Financial Institutions discuss practical tips to help Ohioans avoid holiday debt, manage spending, and protect their financesduring what is considered the most financially demanding time of year.

Whether you're shopping for gifts or hosting familygatherings, this guide offers smart, simple strategies to stay on budget without sacrificing holiday joy.

Learn more at com.ohio.gov/BudgetGuide