Christmas is meant to feel joyful, but between gifts, travel, food, and family plans, December can quickly turn a bit manic. 

Tom is joined by Tynah Matembe, founder of MoneyMatix, to share simple ways to enjoy the festive season without overspending. Expect honest chat on setting a Christmas budget, having “awkward” money conversations, cheaper gift ideas (including the Boxing Day trick), and how to reset in January by taking stock and setting one clear intention.

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