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Why tracking is important both to know how much debt is owe, and when due.  Tracking checking, credit cards, savings knowing what is due when and the amount in emergency fund. 

Article Links:

https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By Courtney Neidel

https://files.consumerfinance.gov/f/documents/cfpb_your-money-your-goals_spending_tracker_2018-11_ADA.pdf

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