Are multi-assets for everyone, and how should we factor in investment risk? Citywire's Ian Horne is joined by Paul Flood (pictured), multi-asset portfolio manager at Newton, a BNY Mellon Company, as well as financial planning experts Nick McBreen and Martin Fahy to get the lowdown.

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The value of investments can fall. Investors may not get back the amount invested. Income from investments may vary and is not guaranteed.

The Fund takes its charges from the capital of the Fund. Investors should be aware that there is potential for capital erosion if insufficient capital growth is achieved by the Fund to cover charges. Capital erosion may have the effect of reducing the level of income guaranteed.

For professional clients only. This is a financial promotion and is not investment advice. Any views and opinions are those of the interviewees, unless otherwise noted. For further information visit the BNY Mellon Investment Management website. PC00392 Exp 6 May 2018.