Lee Coulter shows us the importance of our understanding of technology: "Whether you're the CEO or a front line analyst or processor, all of a sudden we're at a place where the pace of your world, is going to change fast enough that we're going to have a chance to measure your digital IQ. It will become the discerning point as to whether or not you have a strong future in this world in which without a digital IQ and your ability to change personally and professionally, you're not going to make it."