Do you find yourself caught in the procrastination paradox—knowing exactly what you should do with your money but failing to do it?. This episode dives into the behavioral psychology behind financial inaction, identifying key mental roadblocks like fear of failure and feeling overwhelmed.

We break down the science of the brain working against you, including Present Bias (valuing instant gratification, like a new gadget, over future rewards) and the disconnect from your future self. The story of the two gardeners (Procrastinating Pete and Action Annie) demonstrates why small, consistent steps are far superior to unexecuted “grand plans”.

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