In this episode of “Rex & Simon Talk Fintech,” we explore Simon’s new 113-page deep dive into the state of fintech in 2025. We discuss how hyperscalers like Revolut and Robinhood are taking on big banks, why AI could unlock 90% of the $30 trillion market in financial services, and how the wallet wars are shaping up. We also cover embedded finance, stablecoins, real-time payments, and the rise of global Neobanks. Join us to see why fintech is only just getting started and what 2025 might hold for this rapidly evolving industry.

Simon Taylor: LinkedIn.com/sytaylor

00:00:00 - Introduction: 113-Page Fintech Report

00:00:29 - Hyperscalers Challenge Big Banks

00:01:04 - Overview: Key Trends in 2025

00:02:42 - The Rise of Global Neobanks

00:05:06 - AI Unlocks $30T Market Potential

00:07:10 - Embedded Finance Matures

00:08:18 - Banks: Strong Year Amid Shifts

00:10:27 - Rebundling: The New Fintech Approach

00:12:00 - Payment Giants Face New Rivals

00:14:19 - Open Finance & Real-Time Rails

00:16:14 - Stablecoins Return to Spotlight

00:18:02 - Scamdemic: Addressing Fraud & AML

00:21:55 - Looking Ahead: Future Opportunities

00:25:30 - Final Reflections & Takeaways

00:28:01 - Where Fintech Heads Next

00:53:42 - Closing Thoughts & Next Steps