In Episode 12 of the Lifestyle by Design Podcast, Wesley concludes the discussion on How to Stay Out of Financial Chaos. In this part 3 segment, Wesley discusses the importance of having term life insurance in place if you have loved ones depending on your income. Also, he shares the importance of having estate planning issues covered, like a simple will, and a living will being established. If you don't, then the courts will decide where your children and assets go if you don't have them in place.