In this episode of Zero to ZAR, we tackle Step 2: Building a Survival Budget! 🚀 Are you ready to ditch luxuries and focus on essentials? Discover how to create a practical budget that will help you keep the lights on and fight debt effectively. 💡 Join us as we break down the must-have categories: Basic Needs, Income Protection, and Debt Minimums. You’ll learn how to identify hidden expenses draining your finances and practical tips to cut unnecessary costs. A survival budget isn’t about restriction; it’s your ticket to financial empowerment! 💪 Let’s get started on reclaiming your financial freedom. Like, share, and let’s rewrite your money story together! #Budgeting #SurvivalBudget #DebtFreeJourney #ZeroToZAR