Feeling overwhelmed by debt? You're not alone! In this episode of the 'Zero to ZAR' series, we dive into Step 3: Prioritizing Your Debts. Discover how to tackle your financial challenges with two powerful strategies: the Snowball and Avalanche methods. We’ll break down these approaches using relatable examples from Jet clothing accounts and Capitec loans, complete with R amounts that you can relate to. Watch as we compare the pros and cons of each method in a clear, easy-to-understand table. Plus, learn how to effectively track your debt plan with spreadsheets and automation tips to keep you on track. Join us for a motivational push to take control of your finances and be sure to comment your thoughts or share this video with someone who needs it. Let’s conquer that debt together! #DebtPayoff #ZeroToZAR #MoneyManagement #SouthAfrica #DebtFree